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  • Home
  • How Does a Pawn Work?
  • What Do We Buy & Sell?
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  • About Us

What is a pawn loan?

It’s a short-term loan that is granted to an individual in exchange for an item of value. 


The customer gets cash for their merchandise and is given a specific period of time to repay the loan in order to reclaim their goods.

What items do we pawn

These are common items that we pawn but we accept many other items that you may not see listed. 


Want to find out if we pawn something? 


Click the box below to ask a question or send a photo

Contact us

Jewelry + Watches

Jewelry + Watches

Jewelry + Watches

 DIAMONDS, GOLD, SILVER, PLATINUM, DESIGNER WATCHES, AND VINTAGE/ESTATE PIECES; COUTURE DESIGNER JEWELRY LIKE DAVID YURMAN, JOHN HARDY, TIFFANY & CO., ROLEX, AND MANY MORE. 

Bullion + Coins

Jewelry + Watches

Jewelry + Watches

GOLD, SILVER, PLATINUM AND PALLADIUM BULLION, AMERICAN CURRENCY AND COINAGE AND MUCH MORE.

Designer Handbags

Jewelry + Watches

Designer Handbags

Fast Cash Pawn Shop NJ

LOUIS VUITTON, GUCCI, PRADA, CHANEL, HERMES, YSL, BURBERRY, CHRISTIAN DIOR, FENDI, VERSACE AND OTHER HIGH END DESIGNER BAGS

Electronics

Musical Equipment

Designer Handbags

Fast Cash Buy Sell Pawn Shop NJ

 DIGITAL CAMERAS, LAPTOPS, TABLETS, COMPUTERS, CELL PHONES, ​GAME SYSTEMS, DJ EQUIPMENT AND MORE. 

Musical Equipment

Musical Equipment

Musical Equipment

Fast Cash Buy Sell Pawn Shop NJ

 HIGH END GUITARS, AMPS, PEDALS, KEYBOARDS, MIXERS,  DRUM SETS AND MORE. 

Sporting Goods

Musical Equipment

Musical Equipment

Fast Cash Buy Sell Pawn Shop NJ

KAYAKS, GOLF CLUBS, HUNTING GEAR, FISHING RODS/REELS, DIRT BIKES, FOUR WHEELER'S, BICYCLES AND MORE. 

wHAT DOES IT COST TO PAWN MY ITEMS?

We offer cash loans at a state regulated interest rate of 4.5% per 30 days. 


There is also a $4 storage fee for each pawn contract that is paid at time of pickup.


  You can redeem your pawn at any time within our standard 90 day loan period


If you are unable to re-pay your pawn loan in full on its due date, you may ask for an extension.  With an extension, you pay the interest that has accrued on your loan.  The principal amount of the loan remains the same, as does the interest rate, but the due date is reset for a new full loan term. This can be done as many times as necessary.


   You may also choose to surrender your collateral at any time without penalty.  This is not reported to credit agencies and does not hurt your ability to get a loan with us in the future. 

do i need to show identification?

In order to process your pawn you must be 18 or older with a valid (not expired) driver's license or government-issued photo ID. 


This is state and local law that prevents people from pawning stolen or illegal goods, as well as protecting the customer’s privacy and their collateral.


We photograph and document everything we pawn for our and your protection.


Why Choose a Pawn Loan

 

Pawning is the quickest and most efficient way of obtaining an immediate cash loan!


There’s no need to fill out lengthy forms at a bank or credit union, put up your car title, or sell treasured family heirlooms!   A pawn loan, or collateral loan, is a safe way to borrow money and get the cash you need fast! There’s never any credit checks or hassles plus getting a pawn loan is quick and easy! ​One of our friendly Sales and Loan Associates will help you get the cash you need.


​Fast Cash is locally owned and we’ve been in business over 15 years!  We are proud to live and work in the communities we serve.  We have built our business on  trust and the golden rule.  Neighbor helping neighbor.  We want our customers – our neighbors to be treated right.   The decisions we make are good for our customers and good for us.   

Disclaimer


There are no financial implications for nonpayment. If no payment is made, the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment.  Loans are renewed when an interest payment is made. Monthly interest rate does no exceed 4.5%. There are no additional fees or penalties when renewing a loan. No loans offered are under 90 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 90 days. The minimum repayment period is 1 day, and maximum is 10 years. 


An example: borrower takes a $100 loan, repays $113.5 in 90 days plus a one time storage fee of $4.00.  Total $117.5 

Loan is fulfilled

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