How Does a Pawn Work?

1. Bring in Your item

We assess your valuable item (gold, watches, electronics, etc.) and offer you a cash loan based on its value.

2. Receive Your Loan

Once you accept the offer, we hold your item as collateral and give you cash on the spot.

Your loan is for 90 days with a 4.5% interest rate per month on the loan amount

3. Repay and Retrieve Your Item

To get your item back, you'll need to repay the loan amount plus interest within 90 days.
There is also a $4 storage fee for each pawn contract that is paid at time of pickup.

4. Need More Time? No Problem!

If you can't pay in full by the 90th day, you can extend the loan by paying just the interest due and renewing for another term.

5. No Risk to Your Credit!

If you decide not to repay, there's no penalty or credit impact - we simply keep the item as repayment.

Jewelry + Watches

DIAMONDS, GOLD, SILVER, PLATINUM, DESIGNER WATCHES, AND VINTAGE/ESTATE PIECES; COUTURE DESIGNER JEWELRY LIKE DAVID YURMAN, JOHN HARDY, TIFFANY & CO., ROLEX, AND MANY MORE.

Bullion + Coins

Jewelry + Watches

GOLD, SILVER, PLATINUM AND PALLADIUM BULLION, AMERICAN CURRENCY AND COINAGE AND MUCH MORE.

Designer Handbags

Jewelry + Watches

LOUIS VUITTON, GUCCI, PRADA, CHANEL, HERMES, YSL, BURBERRY, CHRISTIAN DIOR, FENDI, VERSACE AND OTHER HIGH END DESIGNER BAGS

Electronics

Musical Equipment

DIGITAL CAMERAS, LAPTOPS, TABLETS, COMPUTERS, CELL PHONES, GAME SYSTEMS, DJ EQUIPMENT AND MORE.

Musical Equipment

HIGH END GUITARS, AMPS, PEDALS, KEYBOARDS, MIXERS, DRUM SETS AND MORE.

Sporting Goods

Musical Equipment

KAYAKS, GOLF CLUBS, HUNTING GEAR, FISHING RODS/REELS, DIRT BIKES, FOUR WHEELER'S, BICYCLES AND MORE.

Why Choose a Pawn Loan

Pawning is the quickest and most efficient way of obtaining an immediate cash loan!

There’s no need to fill out lengthy forms at a bank or credit union, put up your car title, or sell treasured family heirlooms! A pawn loan, or collateral loan, is a safe way to borrow money and get the cash you need fast! There’s never any credit checks or hassles plus getting a pawn loan is quick and easy! One of our friendly Sales and Loan Associates will help you get the cash you need.

Fast Cash is locally owned and we’ve been in business over 15 years! We are proud to live and work in the communities we serve. We have built our business on trust and the golden rule. Neighbor helping neighbor. We want our customers – our neighbors to be treated right.

Disclaimer

There are no financial implications for nonpayment. If no payment is made, the loan simply defaults. Collection practices include sending a text message, phone call and letter reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. Monthly interest rate does not exceed 4.5%. There are no additional fees or penalties when renewing a loan. The loan is not required to be repaid within 90 days. The minimum repayment period is 1 day, and maximum is 10 years.

An example: borrower takes a $100 loan, repays $113.50 in 90 days plus a one time storage fee of $4.00.

Total $117.50

Loan is fulfilled

How our 90-day pawn loan works

1. Bring in Your item

2. Receive Your Loan

3. Repay and Retrieve Your Item

4. Need More Time? No Problem!

5. No Risk to Your Credit!

Jewelry + Watches

Jewelry + Watches

Jewelry + Watches

Bullion + Coins

Jewelry + Watches

Jewelry + Watches

Designer Handbags

Jewelry + Watches

Electronics

Musical Equipment

Musical Equipment

Musical Equipment

Musical Equipment

Sporting Goods

Musical Equipment

Musical Equipment

Why Choose a Pawn Loan

Disclaimer

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