Pawning is the quickest and most efficient way of obtaining an immediate cash loan!
There’s no need to fill out lengthy forms at a bank or credit union, put up your car title, or sell treasured family heirlooms! A pawn loan, or collateral loan, is a safe way to borrow money and get the cash you need fast! There’s never any credit checks or hassles plus getting a pawn loan is quick and easy! One of our friendly Sales and Loan Associates will help you get the cash you need.
Fast Cash is locally owned and we’ve been in business over 15 years! We are proud to live and work in the communities we serve. We have built our business on trust and the golden rule. Neighbor helping neighbor. We want our customers – our neighbors to be treated right. The decisions we make are good for our customers and good for us.
We offer cash loans at a state regulated interest rate of 4.5% per 30 days. You can redeem your collateral anytime within our standard 90 day loan period, or extend your loan contract for an additional 90 days.
If you are not able to re-pay your pawn loan in full on its due date, you may ask for an extension. With an extension, you pay the interest that has accrued on your loan. The principal amount of the loan remains the same, as does the interest rate, but the due date is reset for a new full loan term. This can be done as many times as you like.
You may also choose to surrender your collateral at any time without penalty. This is not reported to credit agencies and does not hurt your ability to get a loan with us in the future.
Our company’s goal is to provide support however we can. Whether you need a loan or a great deal on name brand merchandise, we want you to check with Fast Cash first! The majority of our customers re-pay their loans and pick up their items to use again when the need arises. There’s no reason to pay bank service charges or head off to a big box store when you can get fast, friendly loans and name brand merchandise at below wholesale prices.
At Fast Cash we give you ALL of that AND great customer service!
The highest form of success for any business is measured by it’s repeat customer business. At Fast Cash we’re proud to serve our customers and even prouder when they return. Call or come by one of our three locations and meet our team members today!
New Jersey State Pawn license numbers are as follows: L070293 / L070288 / L071160
There are no financial implications for nonpayment. If no payment is made, the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. Monthly interest rate does no exceed 4.5%. There are no additional fees or penalties when renewing a loan. No loans offered are under 90 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 90 days. The minimum repayment period is 1 day, and maximum is 10 years.
An example: borrower takes a $100 loan, repays $113.5 in 90 days plus a one time storage fee of $4.00. Total $117.5
Loan is fulfilled